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When you Can't Save Money to Save your Life

Are you bad at saving money?
Are you bad at saving money?
Financial smarts - some people are born with it, others are not. So what is one to do if their piggy bank is always empty? Living paycheck to paycheck isn't something a person can do forever.

If you're someone who spends more than they save, first, you need to accept the fact that you have some work to do. Recognizing one's faults is often the first step toward making a significant change.

Next, think about setting a budget for yourself and doing everything in your power to stick to it. There are plenty of websites that can help you decide how much of your salary should go to food, fun and, most importantly, stashed away for a rainy day.

Also, try to do some introspective thinking about your future. Are you headed toward an extremely lucrative career? If so, waiting until the big bucks roll in to save for your golden years is understandable.

However, if you're a creative-type and you're keeping your fingers crossed that you'll hit it big one day, putting aside money right now can be vital for your retirement years.

If you're still having problems planning for your financial future, you should probably speak with a psychic. Online psychic readings can help you look at the bigger picture instead of making rash shopping decisions.
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